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- Why A Drop So Much In My Credit Score?
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- What Is The Quickest Way To Raise My Score? How Do I Raise It Over Time?
- Is It True That You Can Remove Info On My Credit Report After 7 Years?
- Does Paying My Credit Card Twice A Month Help My Credit Score ?
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- Will Paying Off Or Settling A Irs Judgment Increase My Credit Score?
- Can A 30 Day Late Payment Be Added To My Credit Report 2 Years After The Fact?
- I Want To Sublease An Apt For 2 Months And The Owner Wants My Credit Report And References?
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7 Steps to a 720 Credit Score
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Yes that is good
the score ranges:
* 760-850 Excellent
* 700-759 Very Good
* 660-699 Good
* 620-659 Marginal
* 580-619 Poor
* 500-579 Very Poor
672 isnt great, but is better than mine. I am using IMT to get my scores up. They can get erroneous, obsolete and inaccurate items deleted from your credit reports. The link I used is http://www.imtcredit.com/elt – good luck to you.
Ok a lot of people will tell you this is good / bad score, truth is it is neither. I assume this score is from experian / Equifax, neither of these lend money and as such it is of little use.
How a potential lender may view it :-
No job history – bad
limited credit – bad
student loans – indifferent
no job student limited work history – bad
You are currently a high risk.
want to improve this get a fixed address get a job. Maintain credit payments do not get into to much debt.
Once working for 4 – 6 months if you need credit apply to your own bank they may give u a card based on your accounts with them run this well and this will start improving your score.
the 672 means nothing without seeing their scoring system and cut off point. Most credit issuers use their own scoring system and have diferent cut off points for ther products although currently the best credit facilities would not be available to you.