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3 Responses to “How Long Will It Take To Get Off My Credit Report?”
7 years for debts other than bankruptcy which stays for 10 years.
You have to keep checking though. I applied for a mortgage and a lawsuit which had occured almost 20 years before it showed up. It also showed me as the defendant when I was
the president of a defendant corporation. It did not mention that we won the lawsuit.
I had to do a lot of explaining and letter writing.
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Accounts with “good” standing can stay on for 10 years, and “bad” accounts fall off after 7 years. I watch a lot of Suze Orman. God Bless!
7 years for debts other than bankruptcy which stays for 10 years.
You have to keep checking though. I applied for a mortgage and a lawsuit which had occured almost 20 years before it showed up. It also showed me as the defendant when I was
the president of a defendant corporation. It did not mention that we won the lawsuit.
I had to do a lot of explaining and letter writing.
Usually stuff falls off after 5-7 years