How Far Will My Credit Score Go Up If I Pay Off My Debt In 6 Months?

5 Responses to “How Far Will My Credit Score Go Up If I Pay Off My Debt In 6 Months?”

  1. Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one – creditreport.imess.net

  2. There is no percentage but your credit score will definitely go up after you pay it off. As long as you are making the monthly payments on time and not delinquent. Also make sure your creditors report to the major credit bureaus. Dont assume they do.

  3. Your credit score is based on several factors, including your utilization of available credit. Paying off debt is always good, but there is not a percentage of points that your score will improve if you pay off all your debt.

  4. #2 is a boy™ on January 8th, 2010 at 9:16 am

    no. your credit is based on that the account was open for a long period of time and that you made your payment on time. it takes a while for your credit to reflect that.
    good luck to you!!!

  5. No.

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