http://www.about-credit-reports.info/?p=2427 Credit Reports, Credit Repair and Credit Scoring BLOG Tue, 25 May 2010 17:50:16 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://www.about-credit-reports.info/?p=2427&cpage=1#comment-10650 slipknut Sat, 06 Feb 2010 10:56:45 +0000 http://www.about-credit-reports.info/?p=2427#comment-10650 Ok a lot of people will tell you this is good / bad score, truth is it is neither. I assume this score is from experian / Equifax, neither of these lend money and as such it is of little use. How a potential lender may view it :- No job history - bad limited credit - bad student loans - indifferent no job student limited work history - bad You are currently a high risk. want to improve this get a fixed address get a job. Maintain credit payments do not get into to much debt. Once working for 4 - 6 months if you need credit apply to your own bank they may give u a card based on your accounts with them run this well and this will start improving your score. the 672 means nothing without seeing their scoring system and cut off point. Most credit issuers use their own scoring system and have diferent cut off points for ther products although currently the best credit facilities would not be available to you. Ok a lot of people will tell you this is good / bad score, truth is it is neither. I assume this score is from experian / Equifax, neither of these lend money and as such it is of little use.
How a potential lender may view it :-
No job history – bad
limited credit – bad
student loans – indifferent
no job student limited work history – bad
You are currently a high risk.
want to improve this get a fixed address get a job. Maintain credit payments do not get into to much debt.
Once working for 4 – 6 months if you need credit apply to your own bank they may give u a card based on your accounts with them run this well and this will start improving your score.
the 672 means nothing without seeing their scoring system and cut off point. Most credit issuers use their own scoring system and have diferent cut off points for ther products although currently the best credit facilities would not be available to you.

]]> http://www.about-credit-reports.info/?p=2427&cpage=1#comment-10649 Charlie Sat, 06 Feb 2010 07:36:01 +0000 http://www.about-credit-reports.info/?p=2427#comment-10649 672 isnt great, but is better than mine. I am using IMT to get my scores up. They can get erroneous, obsolete and inaccurate items deleted from your credit reports. The link I used is www.imtcredit.com/elt - good luck to you. 672 isnt great, but is better than mine. I am using IMT to get my scores up. They can get erroneous, obsolete and inaccurate items deleted from your credit reports. The link I used is http://www.imtcredit.com/elt – good luck to you.

]]> http://www.about-credit-reports.info/?p=2427&cpage=1#comment-10648 remixx Sat, 06 Feb 2010 03:16:01 +0000 http://www.about-credit-reports.info/?p=2427#comment-10648 Yes that is good the score ranges: * 760-850 Excellent * 700-759 Very Good * 660-699 Good * 620-659 Marginal * 580-619 Poor * 500-579 Very Poor Yes that is good
the score ranges:
* 760-850 Excellent
* 700-759 Very Good
* 660-699 Good
* 620-659 Marginal
* 580-619 Poor
* 500-579 Very Poor

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